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Is Your Broker Right For You?

Is Your Broker Right For You?

Is your broker right for you?  Your broker has to treat you fairly by law. Their loyalty should lie with you and not with the insurance companies. They should be transparent and fair in their dealings with you, but we find this isn't always the case. Here are some...

Give insurance divers a well deserved red card

Give insurance divers a well deserved red card

Insurers take a dive – FCA referee gives them the yellow card    The FCA hearing about Business Interruption insurance claims is this week 16th -20th. You can see the minute detail of what is being appealed here. Insurers took a metaphorical “dive” when Covid...

Insurers wouldn’t push their clients off a cliff, would they?

Insurers wouldn’t push their clients off a cliff, would they?

The FCA hearing results were good news for policyholders. Yet the results were words and deeds are yet to happen. Insurers were supposed to update their policyholders of what the results meant within 7 days. Even though few fans are allowed at sports events, I can...

Insurers shaft punch drunk policyholders

Insurers shaft punch drunk policyholders

This article is about changes to insurance policies that will leave an unlucky few to deal with legal issues relating to illnesses that insurers would have dealt with pre Covid. Welcome back, or if you’re new here contact us and tell us if you want insurance tips, new...

Trapped by jargon – Hearing decides fate of policyholders

Trapped by jargon – Hearing decides fate of policyholders

The Financial Conduct Authority (FCA) case concludes this week (on 30th July) and one of the defendants has said that the case would bring the matter to a close, they would abide by the final rulings. I hope they don't launch an appeal if they don’t get their own way....

Why are insurers not paying covid claims?

Why are insurers not paying covid claims?

We've had a lot of clients trying to claim for covid and we've seen insurers try lots of tactics to wriggle out of paying covid claims. So what tactics are insurers using when trying to avoid paying?   The general “we can’t afford it” fell on deaf ears  ...

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Be Careful What You Publish

  We noticed this funny post on LinkedIn and it got us thinking about the complexity of the message they sent out. On the surface they were sharing a funny joke but dig a little deeper and it reveals a bit more about their cyber awareness.  Be careful what you...

Block Insurance

Insuring a block of flats offers up its challenges.  If you are a freeholder, leaseholder or management company for a block of flats getting the right block insurance in place is paramount. We add to that our knowledge and support should you ever need to make a claim....

Bespoke Insurance Service – Is That Possible?

  Do you feel that your insurance needs fall through the gaps?  They aren't covered in a drop down menu.  You need help with a bespoke insurance service, not a 'catch all' policy.  Is your insurer turning their back on you?  Our client's insurer ran for the hills...

Why Do You Need Cyber Insurance?

  We often get asked 'Why do I need cyber insurance?'.  And 'What level of cyber insurance do I need?'.    The obvious answer is that you may hold data that you need to keep your business running smoothly; data that is essential, is sensitive and/or data you hold...

Is Your Broker Right For You?

Is your broker right for you?  Your broker has to treat you fairly by law. Their loyalty should lie with you and not with the insurance companies. They should be transparent and fair in their dealings with you, but we find this isn't always the case. Here are some...