This article looks at why insurance companies are not paying out on as many claims as they normally would, why inflated claims are not usually due to policyholders being greedy and how insurance companies can reduce costs by settling promptly. Welcome back, or if...
All Risks Insurance
Insurance agent or double agent?
A few of our property owning clients seemed confused when I advised them that we handle all their claims personally. Their previous suppliers had been settling claims on behalf of the insurance company. This article highlights how not all insurance suppliers are the...
Business owner deflated by sinister claims tactics – Part 1
This blog is about another dirty little secret of insurance. The attempted application of this one even shocked me, and I've had 21 years experience of exposing their secrets. Read on to find out how this scenario unfolded, how the secret affects both businesses and...
Accountants insurance is changing
Accountants indemnity changes 1st September I thought you might be interested to hear about the new rules for accountant's professional indemnity. Here I explain why it's important to make an early report of claim circumstances, where problems with timing could occur...
Business Insurance has a hidden weakness – does your policy protect you properly?
Insurance claim departments are taking a hard nosed approach – make sure you're covered I recently heard about three businesses who have been robbed of £250,000 assets and their company insurance is not paying out. Today, I heard about another case of a business...
Want to secure cashflow despite bad luck?
Fire risk assessments are not exactly high on the list of priorities for everyone. Some small businesses might think fire evacuation procedures are not important. So spare a thought for the business owner in Scotland who didn’t think a fire would ever affect his...
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Proactive Risk Management
Imagine this... An employee is texting you morning, noon, and night asking for £thousands — “My wife says you have to pay.” “When are you going to pay?” “Send me the money.” You feel backed into a corner, pressured, and over a barrel. Sounds stressful? Thanks to...
A complicated insurance claim Part 2
Welcome to Part 2 of Ken's incredible and complicated insurance claim. You can catch up on Part 1 here. The year 2020 brought unprecedented challenges, as the world grappled with the sudden onset of a global pandemic. For Ken, a small business owner in the retail...
A complicated insurance claim – Part 1
In the dynamic world of retail, every business venture comes with its unique set of challenges and opportunities. In this blog we share the complex journey, one of our clients experienced. What seemed like a promising location for Ken's startup soon revealed layers of...
Are your Policies offering fair value?
When looking for insurance services, how do you know that the policies you choose offer fair value? An experienced insurance broker can help you understand the terms and conditions of your policy, so that you can ensure that you get the coverage that meets your needs...
One Point of Contact for All Your Insurance Needs
Image: Courtney Adamo The benefits of having one point of contact for all your insurance needs allows for a more streamlined and stress-free process. Michael was introduced to us when he purchased a home and wanted to re-model. When undertaking anything other than...
