Discover how to help your business before your neighbours suffer a catastrophe Did you know insurance claims don't always get paid when health and safety investigations are underway? There are four companies being prosecuted for H&S failures following the Buncefield...
All Risks Insurance
Insurance Myths – Part 4
To claim or not to claim I'm often told that businesses have been advised not to make insurance claims because premiums will go up. This is certainly true in some cases yet I feel that analysing trends is the most appropriate way to work out if an incident will lead...
Insurance Myths – Part 1
Discover a top tip you can take advantage of today The term ‘All Risks Insurance’ is one of the most misleading phrases in business insurance, creating confusion, hidden exclusions, and costly problems for unsuspecting policyholders. My pet hate has always been the...
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Give insurance divers a well deserved red card
Insurers take a dive – FCA referee gives them the yellow card The FCA hearing about Business Interruption insurance claims is this week 16th -20th. You can see the minute detail of what is being appealed here. Insurers took a metaphorical “dive” when Covid...
Insurers wouldn’t push their clients off a cliff, would they?
The FCA hearing results were good news for policyholders. Yet the results were words and deeds are yet to happen. Insurers were supposed to update their policyholders of what the results meant within 7 days. Even though few fans are allowed at sports events, I can...
Insurers shaft punch drunk policyholders
This article is about changes to insurance policies that will leave an unlucky few to deal with legal issues relating to illnesses that insurers would have dealt with pre Covid. Welcome back, or if you’re new here contact us and tell us if you want insurance tips, new...
Trapped by jargon – Hearing decides fate of policyholders
The Financial Conduct Authority (FCA) case concludes this week (on 30th July) and one of the defendants has said that the case would bring the matter to a close, they would abide by the final rulings. I hope they don't launch an appeal if they don’t get their own way....
Why are insurers not paying covid claims?
We've had a lot of clients trying to claim for covid and we've seen insurers try lots of tactics to wriggle out of paying covid claims. So what tactics are insurers using when trying to avoid paying? The general “we can’t afford it” fell on deaf ears ...
