Jason Cobine of insurance brokers Repose explains why insurance companies decline business interruption claims and offers tips on how accountants can secure the proper payment for their clients. It's not exactly news that insurance companies inspect paperwork relating...
General Requirements
What is cyber insurance?
Twitter has experienced problems this week. Could it happen to you? What happens when your website is hacked or your e-commerce platforms compromised? Does your theft or loss of income insurance kick in? The answer is that all three are unlikely yet there is something...
Landlords gas safety certificates – how to choose the right contractor
A plumbing and heating engineer has recently been jailed for carrying out gas work whilst not being registered. He had used another engineer's registration after he was served with a prohibition notice. His work left innocent households with heating systems without...
Protect profits before you’ve grown your business
I recently had a meeting with a gent who manages large construction projects and he was surprised to learn that you can insure loss of profits before a business starts trading. This is a little known cover that works well in retail, leisure and property based...
Health and Safety
Discover how to help your business before your neighbours suffer a catastrophe Did you know insurance claims don't always get paid when health and safety investigations are underway? There are four companies being prosecuted for H&S failures following the Buncefield...
Insurance Myths – Part 3
Here’s some handy tips to combat workplace stress Not all employers’ liability policies cover all types of stress claims because stress is not an illness or an injury. Stress is a modern buzzword for allsorts and you probably have a very simple way of helping anybody...
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Don’t Let Missed Calls Become Missed Opportunities
Don't Let Missed Calls Become Missed Opportunities In the ever-evolving world of insurance underwriting, particularly in high-risk markets, opportunities can appear and disappear faster than you think. With only a handful of underwriters and insurance companies...
Service Levels of Insurers
Service Levels of Insurers - The Reality Customers Face Poor insurer service levels have become a common issue across the industry. One of the most frequent scenarios clients experience is when something breaks — such as a security alarm — and the insurer simply...
Why Professional Indemnity Insurance Protects Your Business
Why Professional Indemnity Insurance Matters More Than You Think Claims are something we deal with every single day. With years of experience handling all types of claims, we’ve seen firsthand how Professional Indemnity Insurance (PII) can make or break a business...
Why Contacting Your Insurance Broker Immediately Can Save You Time, Money, and Headaches
When we start working with a new client, we always stress one thing: contact us immediately if you experience any incident or situation that could potentially lead to an insurance claim. This is not just a suggestion—it’s crucial for protecting your interests and...
When Premiums Go Up Unjustly
Insurance Premiums: When the Increase Isn’t Justified Insurance premiums do rise from time to time—but there should always be a clear, valid reason. Unfortunately, too often we see insurers increasing costs without explanation, sneaking in new endorsements, or simply...
