I've previously posted how your legal expenses cover probably allows you to take action against anyone except your insurance company. The second in this series moves us all towards the sticky wicket of Health and Safety. This week I write about why legislation is a...
Health and Safety
Business Insurance has a hidden weakness – does your policy protect you properly?
Insurance claim departments are taking a hard nosed approach – make sure you're covered I recently heard about three businesses who have been robbed of £250,000 assets and their company insurance is not paying out. Today, I heard about another case of a business...
Want to secure cashflow despite bad luck?
Fire risk assessments are not exactly high on the list of priorities for everyone. Some small businesses might think fire evacuation procedures are not important. So spare a thought for the business owner in Scotland who didn’t think a fire would ever affect his...
Health & Safety Inspections – coming soon?
On the spot fines following these inspections have been increased to £20,000. Find out if your business is at risk and review our 7 free top tips on Health and Safety on our Top Tips page. There are three reasons why you may hear from the health & safety "police". All...
Landlords gas safety certificates – how to choose the right contractor
A plumbing and heating engineer has recently been jailed for carrying out gas work whilst not being registered. He had used another engineer's registration after he was served with a prohibition notice. His work left innocent households with heating systems without...
Health and Safety
Discover how to help your business before your neighbours suffer a catastrophe Did you know insurance claims don't always get paid when health and safety investigations are underway? There are four companies being prosecuted for H&S failures following the Buncefield...
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Don’t Let Missed Calls Become Missed Opportunities
Don't Let Missed Calls Become Missed Opportunities In the ever-evolving world of insurance underwriting, particularly in high-risk markets, opportunities can appear and disappear faster than you think. With only a handful of underwriters and insurance companies...
Service Levels of Insurers
Service Levels of Insurers - The Reality Customers Face Poor insurer service levels have become a common issue across the industry. One of the most frequent scenarios clients experience is when something breaks — such as a security alarm — and the insurer simply...
Why Professional Indemnity Insurance Protects Your Business
Why Professional Indemnity Insurance Matters More Than You Think Claims are something we deal with every single day. With years of experience handling all types of claims, we’ve seen firsthand how Professional Indemnity Insurance (PII) can make or break a business...
Why Contacting Your Insurance Broker Immediately Can Save You Time, Money, and Headaches
When we start working with a new client, we always stress one thing: contact us immediately if you experience any incident or situation that could potentially lead to an insurance claim. This is not just a suggestion—it’s crucial for protecting your interests and...
When Premiums Go Up Unjustly
Insurance Premiums: When the Increase Isn’t Justified Insurance premiums do rise from time to time—but there should always be a clear, valid reason. Unfortunately, too often we see insurers increasing costs without explanation, sneaking in new endorsements, or simply...
