Indemnity Insurance

Why Professional Indemnity Insurance Protects Your Business

Why Professional Indemnity Insurance Protects Your Business

  Why Professional Indemnity Insurance Matters More Than You Think Claims are something we deal with every single day. With years of experience handling all types of claims, we’ve seen firsthand how Professional Indemnity Insurance (PII) can make or break a business...

Why are the FCA taking insurers to court?

This blog highlights actions being taken by the FCA against insurance companies and their efforts to encourage fair treatment for customers claims.  We include a link to take a peak into the proceedings. Unprecedented times call for similar measures. The Financial...

Two claims on the go – a nightmare scenario

Two claims on the go – a nightmare scenario

This blog illustrates the work we do in the background getting the best outcome for your claims, and just how easy it is to be fooled into parting with money through cyber crime. One of our clients had the misfortune of having to put two claims in at the same time,...

Say it but don’t blame me

Sometimes it’s best to help your prospects understand what you offer that your competitors don’t rather than trying to highlight the inadequacies of your competitors. This is specially the case when the comments you make are in public especially when your competitors...

How can you reduce your liabilities?

This article is about liability, sometimes "called" indemnity, how to reduce it, why it is required and how do you work out what yours is? It's a long one yet winning contracts with unclear liabilities can lead you to long unfulfilling journey. Welcome back, or if...

What is the difference between indemnity and liability?

This article is about indemnities and liabilities, why they are often confused and what you can do about it. I've lost count of the number of times people have contacted me, initially requesting an indemnity protection, and it transpired that it would never have done...

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Worried about subsidence? Why your Insurance Broker matters

We were contacted by one of our property-owning clients who was dealing with water leaks in the underfloor heating pipes in one of his tenanted flats. His tenant had moved out because of all the disruption. And our client was obliged to give a substantial £500 rent...

Why do you need an insurance broker?

As a business owner, you already have enough on your plate. Between managing staff, serving customers, and planning for growth, insurance can often feel like just another task on an ever-growing to-do list. Many businesses buy insurance simply because they know they...

How We Streamlined a Water Damage Insurance Claim

Water damage in rented properties can quickly become stressful for landlords, especially when multiple parties, timelines, and repair works need to be coordinated. In this case, our Claims Manager, Lisa, supported a landlord through a water damage escape incident...

Blown Away: A Real Example of Why Insurance Matters

Imagine investing in a stunning, high-end outdoor kitchen—only to have it destroyed overnight by a storm. Not through any fault of your own, but because a neighbour’s tree came crashing down on it. This was exactly the situation one of our clients faced. And it’s a...

When A Work Phone Gets Stolen

When a Stolen Phone Doesn’t Mean Interruption to your Business Losing a work phone can feel like a small disaster—especially when it contains important contacts, emails, and access to business systems. For one of our clients, this became a reality when an employee’s...