WINTER TIPS

1. Protecting your home during the winter months

  • You’ve probably lagged your pipes, cleared the Autumn leaves from the gutter and the heating is up and running.
  • Secure doors/windows if you are venturing out over the festive season, do security checks when you leave and make it a habit.
  • Multipoint locks are great, a 5-lever mortice deadlock is great for timber doors.
  • Security lights deter most thieves – motion activated are very good, but mind the neighbours.
  • And make it look like someone is home. An alarm system is also a deterrent – make it visible and set it.
  • Security cameras are good – CCTV or smart cameras that you can view through an app. Put outside, put inside, put on your gate/doorbell/post box, put anywhere you like.
  • Again – motion activated is good, yet if the settings are too sensitive, it will send you notifications when they detect something is moving (even a pet).
  • Don’t overshare online – don’t reveal your schedule, where you are going, your protective measures or other personal information. Keep things secure and use your locks.

2. Keeping your car secure

  • Keep your fob/keys safe. Don’t lose them. Get a fob protector online. Don’t leave the car running unattended in the morning to defrost or leave the keys in it when filling up.
  • Don’t leave valuables in the car overnight or out in the open. Double check you’ve locked the car – click again and check the doors.
  • Try and park under a light. If you have a drive, add a light so you can see your vehicle in the dark. Thieves prefer the dark when up to no good.

3. Travelling to the EU after Brexit? Get your Green Cards ready

  • You will need physical proof of car insurance (green card) at the border, a GB sticker and an international driving permit – all physical and present during the journey.

If you would like more help with any of the above we are here to help.

Christmas opening hours

Should you need to make a claim over Christmas, or need advice on a new or existing insurance policy, you can contact us over the festive period during the following times:

24th December: 8.30am – Noon
25th December: Closed
26th December: Closed
27th December: Closed
28th December: Closed
29th December: 8.30am – 5.00pm
30th December: 8.30am – 5.00pm
31st December: 8.30am – Noon
1st January: Closed

Free insurance healthcheck

Connect with us

Latest posts

Worried about subsidence? Why your Insurance Broker matters

We were contacted by one of our property-owning clients who was dealing with water leaks in the underfloor heating pipes in one of his tenanted flats. His tenant had moved out because of all the disruption. And our client was obliged to give a substantial £500 rent...

Why do you need an insurance broker?

As a business owner, you already have enough on your plate. Between managing staff, serving customers, and planning for growth, insurance can often feel like just another task on an ever-growing to-do list. Many businesses buy insurance simply because they know they...

How We Streamlined a Water Damage Insurance Claim

Water damage in rented properties can quickly become stressful for landlords, especially when multiple parties, timelines, and repair works need to be coordinated. In this case, our Claims Manager, Lisa, supported a landlord through a water damage escape incident...

Blown Away: A Real Example of Why Insurance Matters

Imagine investing in a stunning, high-end outdoor kitchen—only to have it destroyed overnight by a storm. Not through any fault of your own, but because a neighbour’s tree came crashing down on it. This was exactly the situation one of our clients faced. And it’s a...

When A Work Phone Gets Stolen

When a Stolen Phone Doesn’t Mean Interruption to your Business Losing a work phone can feel like a small disaster—especially when it contains important contacts, emails, and access to business systems. For one of our clients, this became a reality when an employee’s...